Home Financing
At Your Fingertips!
Apply for a loan and track its progress all with our handy mobile app. MortgageStrong by FT Home Loans
FREE download in the App Store and Google Play
Don’t worry if you’re unsure where to start
FT Home Loans’ Mortgage Advisors will guide you from the beginning
We’re here to assist home buyers in Alabama at every step of the way. Our mission is to simplify the mortgage process so that buying your primary residence, acquiring a vacation home, investing in a property or refinancing an existing loan is totally stress-free.
No matter which branch you work with, and no matter which specialist handles your application, you’ll be served by an individual who has a stake in FT Home Loans’ success and is therefore dedicated to making you happy.We Offer a variety of home loans
Choosing the right financing now can mean thousands of dollars in savings later
Fixed Rate Mortgages
The same payment every month with terms ranging from 10 to 30 years
VA Loans
Federally-guaranteed loans for US veterans with no down payment and low interest rates
USDA Loans
Affordable loans for low- and middle-income households in eligible rural areas
Adjustable Rate Mortgages
Initial interest rates lower than fixed rate mortgages so you can afford more
FHA Loans
Another type of low-risk loan that is guaranteed by the Federal Housing Administration
Conventional Loans
Long-term financing options with higher limits than Government-backed mortgages
How does the loan process work?
There are only a few easy steps, and we’ll help you the whole way through
Step 1
Determine how much money you should borrow.
Step 2
Select the type of loan that’s best for you.
Step 3
Complete your loan application completely.
Step 4
Start the loan approval process right away.
Do you have any questions?
No problem! We have the answers and consultation is free.
