FT Home Loans is for you

Here at FT Home Loans, we work hard as a team to make sure every step of the loan process goes as smoothly as possible. We value hard work and determination, and strive to always maintain a friendly, family-oriented workspace.

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Home Financing
At Your Fingertips!

Apply for a loan and track its progress all with our handy mobile app. MortgageStrong by FT Home Loans

FREE download in the App Store and Google Play

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Don’t worry if you’re unsure where to start

FT Home Loans’ Mortgage Advisors will guide you from the beginning

We’re here to assist home buyers in Alabama at every step of the way. Our mission is to simplify the mortgage process so that buying your primary residence, acquiring a vacation home, investing in a property or refinancing an existing loan is totally stress-free.

No matter which branch you work with, and no matter which specialist handles your application, you’ll be served by an individual who has a stake in FT Home Loans’ success and is therefore dedicated to making you happy.

We Offer a variety of home loans

Choosing the right financing now can mean thousands of dollars in savings later

Fixed Rate Mortgages

The same payment every month with terms ranging from 10 to 30 years

VA Loans

Federally-guaranteed loans for US veterans with no down payment and low interest rates

USDA Loans

Affordable loans for low- and middle-income households in eligible rural areas

Adjustable Rate Mortgages

Initial interest rates lower than fixed rate mortgages so you can afford more

FHA Loans

Another type of low-risk loan that is guaranteed by the Federal Housing Administration

Conventional Loans

Long-term financing options with higher limits than Government-backed mortgages

Find the best loan for you

How does the loan process work?

There are only a few easy steps, and we’ll help you the whole way through

Step 1

Determine how much money you should borrow.

Step 2

Select the type of loan that’s best for you.

Step 3

Complete your loan application completely.

Step 4

Start the loan approval process right away.

Do you have any questions?

No problem! We have the answers and consultation is free.