Licensing & Legal

FirstTrust Home Loans, Inc. holds NMLS # 75271 and the following State Licenses as of December 1, 2023

  1. Alabama (Operating under the registered name of FT Home Loans)
    State License #22547
  2. Arkansas
    State License # 12260
  3. Florida
    License # MLD2410
  4. Georgia (Operating under the registered name of FT Home Loans)
    License # 75271
  5. Kansas
    State License # MC.0025504
  6. Louisiana
  7. Michigan
    License # FL0025146
  8. Missouri
    State License # 18-2359
  9. Ohio
    License # 75271
  10. Oklahoma
    State License # ML010757
  11. Tennessee
    State License # 224294
  12. Mississippi
  13. Kentucky (Operating under the registered name of FT Home Loans)
    State License # MC796020

FirstTrust Home Loans, Inc. maintains the above State Licenses per each State’s mortgage regulatory requirement. Each of our Mortgage Loan Officers individually select and maintain which State License they wish to carry, in addition to their NMLS license. The specific States a Mortgage Loan Officer has chosen to be licensed in shows within their individual Mortgage Loan Officer landing page. For additional information about those State Licenses (including license number, effective dates, etc.), plus any information related to the FirstTrust Home Loans, Inc. NMLS or State Licenses (including license number, effective dates, etc.) – please visit the NMLS Consumer Access page at

Apply Now and Credit Requests

By clicking the Apply Now button you agree you are providing an electronic signature expressly authorizing FirstTrust Home Loans, Inc. to contact you at any telephone number or email address you entered, so we can assist you with your request. This authorization overrides any previous registrations on a federal or state Do Not Call registry or any internal FirstTrust Home Loans, Inc. privacy or solicitation preference you have previously expressed.

NOTICE: This is not a commitment to lend or extend credit. Restrictions may apply. Information and/or data is subject to change without notice. All loans are subject to credit approval. Not all loans or products may be available. Rates are subject to change without notice and are subject to program qualification. Not all loan programs are always available. Loan program requirements are subject to change.

Texas Complaint and Recovery Fund Notice

Figure: 7 TAC §81.200(c)

“Consumers wishing to file a complaint against a mortgage banker, or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at”

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