Loan Programs

What kind of loan program is best for you?

Choosing a loan type is an important decision that is best made after you have researched your options. The many different types of home loans available can seem overwhelming. Should you choose a fixed rate, adjustable rate, or government loan mortgage? Taking the time to explore your options now can mean saving thousands of dollars in the long run.

Ask yourself the following questions to determine what loan type is right for you:

  • Do you expect your financial situation to change over the next few years?
  • Do you plan to live in your current home for a long time?
  • Do you feel comfortable with the idea of a changing mortgage amount?
  • Do you want to be free of mortgage debt by the time your children go to college or you retire?

With so many options out there, it’s hard to decide what is best. Your FT Home Loans loan officer will be your trusted advisor and will make sure you choose the loan that is perfect for you and your circumstances.

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