Conventional home loans offer a variety of programs with long term financing options such as 30 year mortgages. A minimum of 3% down is all that is required and may be received as gift funds from an acceptable donor.
The VA Loan provides veterans with a federally guaranteed mortgage that requires no down payment
Mortgage loans that are insured by the Federal Housing Administration
If you live in a small town or rural area, a USDA loan might just be the perfect fit