Prepping for the holidays can be stressful, there’s no doubt about that. If it’s your home that everyone will be piling in for meals and/or exchanging Christmas gifts this year, your mind is probably going a mile a minute trying to make sure everything is just right.

As it gets colder and colder outside, it may be tempting to crank up the thermostat and snuggle inside your home. But don’t let the chilly weather lead you to higher bills.

Keeping your household bills down during the winter can be a challenge. But with a little effort and planning, you can keep your bills lower without freezing yourself out.

With Thanksgiving right around the corner, we thought it would be a good time to sit back and reflect on all that there is to be thankful for. Here at FirstTrust, it's important that we recognize and focus on the things that make us the happiest. It’s nice to have a special day of the year to spend with family and/or friends and recognize that we have a lot to be happy for.

As we kick off our final quarter of 2021, an exciting year of growth and accomplishment here at FirstTrust, we want to take a moment to reflect on one of our biggest and most rewarding projects. FirstTrust for Kids is our companies charitable giving campaign started by President Glenn Strong and, wife, Lee Ann.

Whether you are purchasing your first home or looking to purchase an investment property, the many different home loan programs out there can seem overwhelming. There are different options that cater to different personal financing needs and you’ll want to make sure you select the one that works best for you.

No one ever talks about the tough parts of the loan process, but they do exist. Each borrower, loan, and circumstance can range from simple to complex. If it were up to us, we would love to be able to approve every borrower every time, but unfortunately, that’s not always possible.

Are you curious about why people keep telling you to get a pre-approval before you start house shopping?  You see it everywhere and, admittedly, lenders and Realtors® are fairly pushy about it.  There is absolutely a good reason for this.

The best way to focus your home shopping efforts is to know your price range before you start touring homes.

Have you ever wondered how a refinance could help you achieve your financial planning goals? Here at FirstTrust, we can help you find out!

The two most common types of conventional refinance loans are categorized as no cash-out refinances or cash-out refinances.

FirstTrust Home Loans, Inc. has been a source of community support from the very beginning of their journey in 2003. From little league baseball sponsors to local school sponsorships and everything in between, FirstTrust makes it a priority to give back to the communities we serve in any way we can.