Michelle Rocha

Michelle Rocha
Address:Sheridan, AR

I began my career in the Banking Industry in 2001 which in turn started my love for all things lending in the Consumer and Commercial worlds. In 2011, I decided to change it up and started down the path of Mortgage Lending here at FirstTrust Home Loans which at the time was known as First Arkansas Financial, Inc.

Little did I know how much mortgage would keep me intrigued and learning every day. Over the years I have learned so much across all the departments I worked in plus all the different job responsibilities in Mortgage Operations. I truly love working with our employees, borrowers and partners that we deal with on a daily basis. The FirstTrust vision of growth and teamwork is what keeps us pushing forward through these crazy markets and day to day processes. Our team is filled with people who are not just co-workers but family, which makes coming to work and loving what we do so easy and enjoyable.

Aside from my FTHL family, I have a husband and 3 children plus expecting my first grandbaby in 2024!   

Making Home Loans Easy

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Mortgage Calculator

Conventional Calculator

$

5%

1%

7%

0.46%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

Please note that all calculated information is subject to the information you’ve manually entered within the calculator. Any change to those numbers can cause all other calculations to adjust.

FHA Calculator

$

3.5%

1%

7%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

Please note that all calculated information is subject to the information you’ve manually entered within the calculator. Any change to those numbers can cause all other calculations to adjust.

VA Calculator

$

0%

5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

Please note that all calculated information is subject to the information you’ve manually entered within the calculator. Any change to those numbers can cause all other calculations to adjust.