Michelle Rocha

Michelle Rocha
Address:Sheridan, AR

Michelle Rocha has been making mortgages move since she joined FirstTrust in 2011. With roots in consumer and commercial banking dating back to 2001, she brought a sharp eye for process and a love for getting things done — and mortgage operations turned out to be the perfect fit.

As COO, Michelle owns the full operational pipeline at FirstTrust — Processing, Underwriting, Closing, and Post-Closing. She’s detail-oriented, hands-on, and an advocate for leveraging technology that makes her team faster and more efficient. If there’s a checklist to be built, a bottleneck to clear, or a better way to do something, Michelle’s already on it.

Michelle doesn’t just manage operations — she drives them, and the results speak for themselves.

Making Home Loans Easy

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Mortgage Calculator

Conventional Calculator

$

5%

1%

7%

0.46%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

Please note that all calculated information is subject to the information you’ve manually entered within the calculator. Any change to those numbers can cause all other calculations to adjust.

FHA Calculator

$

3.5%

1%

7%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

Please note that all calculated information is subject to the information you’ve manually entered within the calculator. Any change to those numbers can cause all other calculations to adjust.

VA Calculator

$

0%

5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

Please note that all calculated information is subject to the information you’ve manually entered within the calculator. Any change to those numbers can cause all other calculations to adjust.